For the most part, my wife and I have a great relationship. The only problem is that we have different concept of saving. I try max out the 401K and build-up a little safety nest. My wife is less inclined and has carried a small balance on her credit card. Anytime I bring it up she says I am being a penny pincher and we can afford it. We don’t have kids but are trying. How do I get my wife to change and start saving for the coming kids?
Good topics. Every Man in World must be save money for the future. But in love issue a wife or any girl friend always must know about ther are husband and boy friend. If every one know this love things is always in our life.
Saving for the future, especially when kids are involved, is a wise thing to do. As for changing your wife’s mind, that would be quite a Herculean task, if she’s not on the same page as you with money. It would probably be easier to ignore her credit card balance (Since it’s small) and just suggest to her to start putting away a little money in a high interest saving / checking account, CD, etc. for a rainy day. That way, she won’t immediately read “Your concern of the future” as you wanting to control how she spends money. In which, the “Rainy Day” could be more of a fluid event; as in that money could be used for anything; instead of a rigid event, that could cause unnecessary stress.