Online Quiz: Are You Ready to combine Finances?

Free online personality quiz: Are you ready to combine finances

anish
| April 27, 2017

So, you and your lady are talking about combining your finances, eh? Get ready to lose half your salary. Just kidding. Or are we? In all seriousness, combining your finances can be a big step in a relationship and it’s important to know what you’re getting yourself into. Are you ready to take this plunge? Let’s find out.

Have you had “the money talk?”

Yeah, we talk about our money all the time!

We talk about our money sometimes; we mostly just roll with the punches.

We don’t often talk about money.

We’ve never had a serious talk about money.

Are you married or considering marriage?

Yes, we are married.

We are engaged.

We’ve been considering marriage, but nothing’s set in stone yet.

We haven’t talked about it yet.

Do you still rely on your parents?

No, not at all. We’re both financially independent

Not unless we have a financial emergency.

Yes, but only for small things like insurance and groceries.

Yes, we live with my/her parents.

Who is a spender, who is a saver?

We’re both savers.

I’m a spender, my partner is a saver.

My partner is a spender, I’m a saver.

We’re both spenders.

Are you and your partner at all secretive about your individual finances?

Neither of us is secretive. We may not know everything, but I think we both have a pretty good idea of where the other is at, financially speaking.

She’s secretive about it, and I don’t know much about her finances.

I’m pretty secretive about it. I don’t want her to know the details of my financial situation.

We’re both fairly secretive. What’s mine is mine, what’s hers is hers.

Do you know how much debt she has?

She has very little, or no debt. Nothing she couldn’t manage on her own.

She has a little debt, but nothing too serious.

Yes, she has a fair amount of debt, but she’s been paying it off regularly

Yes, she has a lot.

How are you handling your own debt?

I have no debt.

I’m making payments (more than the minimum payment) monthly.

I’m paying the minimum payment to the creditor every month.

I’m trying to make minimum payments every month.

Are you already sharing expenses of any kind?

We split a fair amount of regular expenses such as rent, utilities, car, or insurance payments.

We split a few things, but not living expenses.

We keep things mostly separate. Occasionally we’ll split something, or help each other out with a payment.

We don’t share expenses of any kind.

Are you both aware of what the other’s financial history looks like?

Yes, we are. Nothing to worry about on either end.

I know what hers looks like, but I have some skeletons in my closet she doesn’t know about.

She knows what mine looks like, but she’s pretty tight-lipped about hers.

No, not at all. We don’t talk about it.

Do you have similar financial goals?

Yes. We have discussed and are aligned on these goals.

Sort of, we know where we want to be in the end, but we have different ideas about how to get there.

Kind of, we know the big picture, but we haven’t talked about an action plan.

If “owning a jet ski” is a financial goal then hell yes!

What are your long-term financial goals?

We’re saving toward a better future by paying off all our debt, investing in stock, and putting money toward retirement.

We’re actively working on building a savings account, but with no real end.

We have dreams of buying a house.

That jet ski is within my grasp. I can feel it!

Do you know how much money she earns from working?

We earn about the same amount.

I do, she earns significantly more than I do.

I do, she earns significantly less than I do.

She doesn’t work.

Quiz: Are you Ready to Combine Finances?

Have you had “the money talk?”

Are you married or considering marriage?

Do you still rely on your parents?

Who is a spender, who is a saver?

Are you and your partner at all secretive about your individual finances?

Do you know how much debt she has?

How are you handling your own debt?

Are you already sharing expenses of any kind?

Are you both aware of what the other’s financial history looks like?

Do you have similar financial goals?

What are your long-term financial goals?

Do you know how much money she earns from working?

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